In recent years, taking the establishment of a credit system as an important starting point for deepening the reform of “streamlining administration and delegating power, improving regulation, and upgrading services” and optimizing the business environment, Sanmenxia continues to expand the application scenarios of “Credit Easy+” to allow citizens and enterprises to enjoy greater “credit dividends”.

“Credit Easy Approval” enhances the efficiency of government services. 42 government departments in Sanmenxia with examination and approval service functions fully implement the credit commitment system, and provide convenient service measures such as priority processing, simplified procedures, tolerance acceptance, and parallel approval for market entities that meet the conditions and have a good credit status. By now, 185,000 corporate credit commitments and 18,000 personal credit commitments have been collected. 

“Credit Easy Loan” solves enterprise financing problems. Sanmenxia Inclusive Financial Service Platform has docked 686 pieces of enterprise-related information from 22 departments including taxation, ecological environment, and market supervision, providing accurate “portraits” for enterprises and eliminating the pain points and difficulties of information asymmetry between banks and enterprises. Currently, the platform has settled in 29 financial institutions, more than 13,000 registered companies, released 176 financial products, completed more than 2,000 project (enterprise) dockings, and issued more than 20 billion yuan in loans through platform docking.

“Credit + Financial Poverty Alleviation” improves the construction of the rural credit system. Focusing on the practical problems of the lack of collateral and the lack of credit system in rural areas, Sanmenxia adopts the method of “government-led, PBOC-driven, multi-party participation, and information sharing” to accelerate the construction of the rural credit system. Sanmenxia has completed information collection and credit evaluation of 423,000 rural households, with a credit user evaluation rate of 98.3%. Financial services have achieved a great leap from no one taking the responsibility, several people taking the responsibility to being responsible till the end, with a newly found way of financial poverty alleviation. 

In addition, Sanmenxia is also actively exploring new convenient application scenarios such as “Credit Easy Rent”, “Credit Easy Transportation”, “Credit Easy Medical”, “Credit Easy Reading” and “Credit Easy Travel” on the basis of the construction of smart cities. Encourage citizens’ trustworthy conduct by giving priority to handling, lowering the threshold, simplifying procedures, and exempting deposits to lead citizens’ new life and new fashion. 

In the next step, Sanmenxia will continue to implement the “Henan Provincial Social Credit Regulations”. Focusing on the goal of building “Integrity Sanmenxia”, our city will make further efforts, innovation and breakthroughs on platform upgrade, system construction, and scenario expansion, to promote the high-quality development of the credit system construction of the whole society, empower economic development and improve people’s livelihood.