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Building a public resource financing service platform to prepare enough "financial food" for economic development

By Sanmenxia Daily Updated: 2020-07-17 16:50

 

Recently, Sanmenxia Public Resources Financing Service Platform (hereinafter referred to as the platform) was officially launched. This is another important achievement of Sanmenxia city in deepening the efficiency revolution, optimizing the business environment, promoting the deep integration of financial services, as well as supporting the development of small, medium and micro enterprises. It is not only a powerful measure to fight against the epidemic and maintain growth, but also an important support for the city's high-quality economic and social development in the future.

The platform offered free financial services such as project financing to enterprises participating in bidding, especially small, medium and micro enterprises through cooperation between government Banks and Banks to facilitate two-way information docking between the public resource trading system and Banks in accordance with the financing needs of enterprises. The online finance business falls in four categories: loan of government purchasing, the winning bidding loan, right changing loans and the new e loans, focusing on the Yellow River basin (Sanmenxia section) ecological protection and high quality development, the new infrastructure, rural development. It aimed to help small and medium-sized enterprise, the people's livelihood project, municipal key projects, and other fields, simplify examination and approval process, drop the cost of financing. In view of the demand for micro, small and medium enterprises "water", it provided diversification, integration, integration, electronic financial services "package", solved the financing difficulties and the problems of slow financing and actively supported the construction of city areas, preparing enough "financial food" for economic development

At present, a total of 15 Banks have settled on the platform, which will provide a credit line of no less than 77.5 billion yuan for various enterprises in the city in the next five years. Among them, a credit line of no less than 3.2 billion yuan will be provided to enterprises in new infrastructure and other fields in terms of new E loan every year. At the same time, it will provide at least 13.5 billion yuan of comprehensive credit support for enterprises to resume work and production this year. Since the trial operation of the platform in 2020, a total of 51.03 million yuan of loans have been successfully applied for enterprises.

In addition, in early April this year, local government launched the electronic guarantee service, from the application to the order of online, credit processing, the cancellation of the capital mortgage and asset mortgage, the order can reach the "instant complete", effectively alleviate the capital shortage of enterprises caused by guarantee money. According to statistics, by June 27, total 137 letters of guarantee had been issued, and 7.557 million yuan of guarantee money has been released.


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